First Name:
Last Name:
Email:
Do you have at least $15,000 in student loan debt?
Yes

Student Loan Consolidation Explained

When you sign up for our college student loan consolidation program, you will take out a new loan to pay off your current student loans. You then make one monthly payment on your consolidation loan instead of dozens of payments to different creditors each month. For federal loan holders, the college student loan consolidation program is free and does not require a credit check. We also offer private student loan consolidation for those who have non-federal student loans.

Qualifying for Student Loan Consolidation

The qualifications for our college student loan consolidation program will depend on the nature of your loans. Private student loan holders will need to meet different qualification standards from federal student loan holders, for example. In general, a good candidate for our college student loan consolidation program has graduated or is no longer enrolled in school more than half time. Your loans should also be in a repayment or grace period to be consolidated.

Consolidation Step-by-Step

Taking advantage of our college student loan consolidation program is as easy as following these simple steps:

1. Fill out our brief online application. You can fill out a free online application for our college student loan consolidation program on our site. We will only ask for basic contact information, so you do not need to know the details of your student loan portfolio.
2. We will contact you to complete the process. After we receive your information, one of our college student loan consolidation program representatives will contact you within 15 minutes, if you applied between 8 AM-10 PM EST. The representative will verify your information, answer any questions you may have, and explain the next step.
3. We handle the details of your consolidation. We will find the details of your student loans in order to pay them off with your consolidation loan. You will electronically sign the application to consolidate.
4. Your loans are consolidated. Once your loans are consolidated, you begin making monthly payments to your college student loan consolidation program lender.

Know what type of loans you have? Find out about your consolidation eligibility here.